In today’s fast-paced world, consumers seek convenience and affordability in products and services. PayJustNow, a South African-based payment solution, embodies these qualities by offering a simple and accessible way for customers to make purchases.
What is PayJustNow?
PayJustNow operates as a buy-now, pay-later (BNPL) service, enabling customers to split their purchases into three equal interest-free instalments. This allows shoppers to enjoy their purchases immediately without upfront costs.
How Does PayJustNow Work?
Utilizing PayJustNow is remarkably straightforward: when making a purchase online or in-store at a participating merchant, simply opt for PayJustNow as your payment option. At the outset, the first instalment debits from your nominated card during checkout, while the remaining two instalments seamlessly follow suit, automatically deducted on the last day of the subsequent months. This user-friendly process ensures immediate access to purchases while spreading payments conveniently over time
- First Instalment: Debited from your nominated card during checkout.
- Second Instalment: Automatically deducted on the last day of the same month after the purchase.
- Third Instalment: Automatically deducted on the last day of the subsequent month after the second instalment.
For example:
- If you purchase on November 12th, PayJustNow will deduct your second instalment on November 30th.
- Similarly, for purchases made on November 25th, the second instalment will also be deducted on November 30th.
This payment schedule ensures a full month between instalment payments, aiding customers in managing their finances effectively.
Benefits of Using PayJustNow
PayJustNow offers numerous benefits, including:
- Convenience: Eliminates the need to apply for credit or take out loans, providing a convenient payment option for all consumers.
- Affordability: With zero interest charges, shoppers can spread purchase costs over time without incurring additional fees.
- Budgeting: Promotes responsible spending, allowing consumers to buy only what they can afford within the three-instalment period.
- Increased Purchasing Power: Enables shoppers to buy more without exceeding their budget.
Who Can Use PayJustNow?
PayJustNow is available to all South African residents with a valid debit or credit card. The service is offered at various online and in-store merchants, with regular additions to the merchant list.
How to Sign Up for PayJustNow
Signing up for PayJustNow is simple and can be completed online or in-store at participating merchants. Provide your personal information and nominated card details to start using the service immediately.
PayJustNow: A Viable Payment Solution
In a world where financial flexibility and responsible spending are crucial, PayJustNow stands out as a payment solution catering to today’s consumers. Its convenient, affordable, and accessible nature empowers shoppers to make informed purchasing decisions and manage their finances effectively. Whether spreading the cost of larger purchases or paying for smaller items over time, PayJustNow offers a convenient and affordable shopping experience.
J&S Creations Clothing, Vryheid, South Africa
